Sooo I sent the money to my wallet on my bitpay app. It only took a couple hours for me to receive the money in bitcoin. I am nervous bc I don’t want to do anything wrong from here.. 😬🫣 So I have it in my bitpay (app) in bitcoin (currency) — from here I send it to PayPal? I’ve tried to get approved for bitcoin on cash app and it’s been a nightmare. I’m still not approved even after sending photos and ids multiple times..

I tried canceling my exam, but since it was less than 24 hours before it wouldn't let me cancel online. My eligibility is still valid until June 30, however does this mean I'd still have to pay the $1,000 or is there a lower fee for not showing up?

Hi I’m Lindsey, a Clairaudient and Claircognizant Medium.
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•One yes/no question-Free (Free one question is valid up to 10 hours after post, please send a chat with your name and question)
•15 minute unlimited question reading-$14
•30 minute unlimited question reading-$28
•One hour unlimited question reading -$50
Tarot or Oracle Readings
🌸Tarot/Oracle readings are done within 48 hours of payment. I’ll include a photo, full explanation, and advice in your reading.🌸
•3 Card Tarot or Oracle spread-$7
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RDR2 Red Dead Redemption Epilogue Bugs, Fixes, and Tips

The Epilogue doesn't have to be miserable. I love this game. Who knows how many hundreds of hours I've put into it, and honestly, I may play the epilogue for many hundreds more. However, Rockstar really dropped the ball in this particular portion. There's a few major bugs and some immersion-breaking crap that have to be compensated for. Luckily, I've found methods for most of these thanks to experimentation and the wonderfully helpful community of Reddit.

TIP 1. How to sleep in your own bed

• When "fast travel" appears, watch for the "R1" icon to appear underneath. Pressing it will change it to "sleep" or "sit".
• Curse the developer who definitely didn't stress test this mechanic.

TIP 2. How to get rid of all that fucking money

This is my personal least favorite part of the Epilogue. There's just too much money and nothing to do with it. If you're a witch, please curse whichever developer was responsible for not giving people the ability to donate cash to the household or something. Would have saved us all a lot of annoying meta gaming for to compensate.
Here are some work arounds to get you back to broke:
Shopping Sprees
This seems obvious and is the safest, least immersion-breaking option.
Buy everything. I've read that everything in the stables - saddles and everything, plus all the outfits, plus all the guns amounts to something like over 15 grand. That should get rid of a good portion in fairly short order.
Pump and Dump
This is slightly immersion breaking and takes a bit of time, but it should be safe from errors.
This requires the Legendary Satchel to really do well. Figure out what sort of items you can discard, then buy out the grocery stores of all those items, discard them all, and repeat. An item worth $4.50 should get rid of $450 per purchase. This might take a while if you're trying to burn a lot of cash, but if you're down to like $4000 or so, it might be faster than Ranching or Killing Sprees.
Ranching
This method doesn't break immersion, but is slightly more dangerous than the shopping sprees in terms of causing errors. Try not to max out the stable while doing this as it seems to cause glitches and may block you from selling horses after a while. Sell all of your horses when you start and make sure you always have some open stalls.
I like to roleplay while doing this - imaging that buying the expensive horse is an investment, and when it's "sold" (dropped as a temporary horse), Abigail and the kid get the profits. I lose money, and I don't break the immersion.

• Go to the stables in blackwater and buy the most expensive horse.
• Ride back home to the pen.
• Unsaddle the expensive horse
• Saddle one of your cheap horses, then unsaddle it. Your expensive horse becomes temporary.
• Saddle a different one of your cheap horses, then unsaddle it. Your expensive horse becomes your secondary temporary.
• Oftentimes there's only a couple of these horses in your pen - so ride around the fields of blackwater a find a new, wild horse to tame.
• Saddle up your new wild horse, and the expensive horse disappears because you can only have two temporary horses.
• Repeat.

Killing Sprees
It doesn't get rid of a ton of money compared to $20,000, but killing sprees in the middle of town can net up to $1500 in bounties if you survive long enough. It's not very efficient.

TIP 3. Stuff to do

It may seem at first that the Epilogue is pointless and without goals - but let me assure you there's lots to do.

• Side Quests - Obviously besides the main story line there are a fair amount of sidequests and easter eggs. I won't divulge all of these here.
• Gangs - There's a ton of gang hideouts in New Austin that you can clear out, as well as some drama in Tumbleweed you can participate in.
• Collecting - This is, in my opinion, a more boring goal, but it's there none-the-less for all you completionists out there. Cigarette cards to collect, saddles to buy, weapon upgrades, places to discover, people to kill, etc. etc.
• Burning Cash - See my previous entry on getting yourself back to broke. Honestly this is probably one of the toughest "quests" Rockstar unintentionally put into the epilogue.

Once those four major goals are complete, I've found myself happily passing back and forth between "Order" and "Chaos".

• Order - Working on the homestead, eating dinner with your family, doing the chores, protecting the livestock from the predators just outside the gate, getting drunk in the bars, shave every day, get your haircut, look prim and proper, take train rides to the city, spend frivolously on food and drink, start fights, get arrested. Ah, the rich life. I like incorporating Ranching (mentioned in the previous section) into my Orderly phase until I've run out of money. Then I go Nomad.
• Chaos - When farm life has you bored, go Nomad for a while. This means staying away from towns for as long as you can. Camp every night. Take care of your horse. Drink and smoke under the stars. No haircuts, no baths, no shopping. Get your food from the land, get your alcohol, ammo, and cigarettes from highway robbery, burglary, hunting, and raiding (don't forget your bandana). Live wild and free as a brigand on the road and see how much money you can make. Camp out every night. Unsaddle your horse while camping and tell it to flee so it can have a little freedom every day. Keep your horse well fed and brushed. Collect herbs when you can, and only eat meals you can cook with them. Do what you can to pay off your bounties.

Bugs and "Fixes"

BUG: Chores are whacked out, can't sell goods / complete chores

• Given the consistency of this issue, if you're a witch, please curse the developer who definitely didn't stress test this mechanic.
• If you can't sell eggs or milk, it's best to give it up for that day and try again tomorrow. Make sure you do the chores one at a time and try not to skip ahead. Once you deliver one chicken feed bag, sometimes it says you can feed the chickens now. This is, what I can only surmise, an attempt at trolling by the developers. Do not listen. Finish all of the bags before touching that chicken feed. Don't attempt to load the wagon until everything else is done. Maybe it will work.

BUG: You can't sell horses to the stable right now

• If you're a witch, please curse the developer who implemented this mechanic.
• Save your game and reload
• wait a day or so in game by sleeping or camping (of course this is limited too because some asshole at Rockstar thought "sleeping" was overpowered)
• wait an hour IRL
• break a wild horse or go to your ranch and take a wild horse from the pen. Move your saddle to this horse, then go to the stable and see if it lets you sell it. If not, saddle a different horse and repeat this until you find a horse that can be sold. I suspect a wild horse may work better, as perhaps the penned horses are all the same
• If all else fails, run your horse off a cliff. It's not as terrible as using dynamite or firebombs, and frankly, this is not your fault. Rockstar is the real villain here. They should have included an option for a mercy killing, but they didn't. Now we have to do it the hard way. Which sucks, honestly, because I really love the horses in this game and it's a shame if you've gotten to this point trying to fix a glitch.

BUG: Saddle disappears after placing on the ground:

• A comical message appears after the remove your saddle and place it on the ground at the ranch that says something like "items you drop on the ranch are always put in convenient locations."
• This is both hilarious and infuriating, because the only thing you can drop really is the saddle, and the game likes to often relocate it to the very top of your house where you can't reach it.
• The quickest solution is to fast travel to Blackwater from your bed, then go to the stables and retrieve your saddle from there.

I've had an app on the Google Play store for over 3 years without issue. Within weeks of each other, I received an email saying I am entitled to money from a class action lawsuit from Google. And another email saying my payments have been suspended and they need more information.
My app is a habit tracker app. All payments are made from the Android app, to Google, and they are supposed to pay us monthly.
I have submitted over five times now. Their question is:
Add details about the activity on your account. Then share your relationship with your buyers, and the business reasons for recent payments they've made to you.
Most recently I submitted this response:
This is habit tracker app, called [name].The only payments we receive are from users who want to upgrade to a premium membership, which will get them an ad free experience, and access to a premium chat group where users can talk to others who are quitting. This app has been in the app store for over 3 years without issue.
Memberships include $25 for lifetime access, or $7/month. Previous upgrades included $2/month for ad free only. Please note their country's exchange rate may vary in the exact price they pay.
And in less than an hour I receive this email:
We can't verify your payment information for the following reason(s):
•The rationale doesn’t explain the source of funds.
Please fix these issues and re-submit your information.
Like... wtf does that mean?? Is it only a coincidence they are having to pay us for this class action lawsuit AND are now refusing to pay us money users think is going to the developers (which btw I had nothing to do with the lawsuit. I just received a random email informing me I'm entitled to money - I don't have anything to do with the actual lawsuit).
Has anyone else experienced this issue and actually resolved it? I'm so mad I'm at the point I'd rather pull the app from the Google Play store, instead of allowing Google to profit off my hard work. Google and Apple are bullies and have a clear monopoly. They give literally 0 rational or directions, force you to only use their payment processor and pay 15-30% (most processors charge 3%), and can just take your money for no reason, if they decide they want to.
For those who don't know about the lawsuit - this is what the email explained:
In this class action lawsuit pending against Google, Plaintiffs claimed that Google monopolized (or attempted to monopolize) alleged markets related to the distribution of Android OS apps and in-app products, and engaged in unlawful tying conduct, in violation of U.S. and California law.
If you are a U.S. app developer that has earned not more than $2,000,000 per year selling apps and digital content in the Google Play store, you are entitled to an automatic payment ranging from $250 to amounts exceeding $200,000.
​
(also posted in googleplay) truly hoping to hear from someone who actually resolved this issue, and how.)

*I
Ok, hear me out.
My employer employed a young man from the Middle East (same nationality as the owner). He was muddling through but needed some guidance at times. I was the one he attached himself too when requiring help, understanding etc would come to my store just to feel included I think - the issues started to arise about 2 months ago when he called one of my staff fat, & suggested women should do more cleaning, if you catch where I am going with this. My store is primarily made up of women. We had a tiny verbal argument a few weeks ago over a few things, inclusive of that and HIS safety. He's interfering with things when I'm not there now also. Observing my staff & making them feel scrutinised.
So he came into work a few nights ago, I am working & organising prices and locations with my 2IC on the phone - he starts touching the safe & doesn't think I'm paying attention.
He presses buttons. Beep. Nothing. He starts pressing buttons and plays around with it until.. he backs off and wanders away. I go out to the office, and I hear an incessant beeping. I ask what it is AND THIS GUY PRETENDS HE DOESN'T KNOW. The young man I'm training assumed it was the till & he'd done something to cause it. The other manager starts fiddling with the till, suggesting things it could be.
I go to the safe & I'm like 'OK so why is THIS beeping then', he's trigger the security in the safe, and it's flashing a warning. Ok, so we've all stuffed the code before & usually you can wait 5 min and try again. NOT THIS TIME. I can account for mistakes and general silliness, but somehow, he's triggered the safe to completely lock down. I dont have any way of accessing the safe, the change & and can not do nightly banking. He completely denies it until I say that I saw him, then and only then did he concede. After 11 hours of work, I was pretty aggravated. It causes me more work & I have a way to access the safe without the owner & he lives over an hour away. So I called him an idiot & told him to stop interfering or use his words. Why the hell is he touching it ANYWAY?! I didn't scream or yell, but I did swear.
I get home later & he's sent me text messages that include if you think you're the only one who can raise their voice your miataken(angry texting I assume) & Next don't even think to stand in my way BY any shape or form I can escalate this. You know that
u not going to have a chance to do that again to me
I have this all on camera. I took this as a threat and addressed it with the owner who brushed it off as a bad day for both of us & that he wasn't threatening. Just that he was saying he could be rude, too. Which even on the face of it is a threat to be rude?
Am I overreacting & acting out of anger? Am I being a bully?

This is probably going to be all over the place, but thank you if you can get through that.
As I understand now I grew up very naive and a lot of people took a lot of advantage from me. And for today I seem to be a total failure at every aspect of my life.
I suppose I was a but autistic as a kid (though I never had a proper diagnosis), so I never fully understood my classmates or people in general. But I was really good at almost every discipline at school (I have all A certificate and I was one of the best graduates of my school).
Though my father very often found a reason that I should be punished. Corporally. He often left me all black and blue, but under the clothes, because his parents and my mother (and he himself) were very respected people in education and medical system of my town. This is also was one of the reason that I couldn't behave improperly anywhere, because a lot of people knew who my parents were and could tell them if I did anywhere anything wrong. I was also teased at school, because I was studying for almost all As (as it was kinda easy for me), but were not very social. I didn't get the jokes very often and was very cumbersome and naive and easy to make laugh at. But I couldn't make a fight to defend myself, because they instantly took me to principal, besause I was a child of a teacher. And it meant more abusing or beating at home.
Together with corporal punishment he verbally and mentally abused me very often asking me questions that I had to answer like "how should I punish you for this" and it always should've been beating me and any other option would lead to a question "do you think this would be enough for that misbehavior?" and the right answer should be "no, it's not enough", but of course I didn't want to say that. But I couldn't leave until he gets the right answer and I'd get beaten up by his belt. And we could spend literally half a day like that. Like I could get home from school at 2 pm and if he was at home he could do it till the late evening. And I remember that awfully heavy atmosphere at home.
When I was 10 I was sexually assaulted by a stranger in the elevator of our home, who threatened me with a knife if I make a sound or try to do anything. This man was never found. I don't think I still feel anything about that. It wasn't that scary as going back home and it stopped my father's abuse for some time. But I thought that I couldn't get away because it felt like everybody everywhere knew my somebody from family. Of course now I understand that it's wrong, but it took me long to really understand that.
But I had a lot of energy. I literally couldn't shut up during classes as I knew all the answers almost instantly and didn't understand why it is hard for the others, so it didn't help to build good relationship with my classmates either. But I couldn't defend myself.
I lost my only friend who got fed up that I decided to play video games when he came to visit me. Right now I understand that it was my dependent behavior that manifested early as a video games escapism. Now I'm thinking that it was also weird, because I clearly remember spending hours at his house watching him playing his games. So probably I could solve it. Or probably he was looking for an excuse to make some distance with me as I have progressively got very weird in my teen age, so he probably started feeling very awkward and didn't know how to speak to me as I was interested only in music and girls. And because I was not popular at all, I was fully into music. He was not at all. He was an easy fellow. Pretty simple, but a good and nice person I have to say. Against him I don't hold any grudge.
Since childhood I was passionate about music. Rock, metal - that was my thing. Pantera especially :)
But of course my parents were against me making music. Each time I started playing or practicing guitar my father came to tell me to go wash dishes or wash the floor or whatever. They've heard that IT becomes the new big thing so they sent me to the technical university. The one that it not far from home, because suddenly SUDDENLY they were sure I was not ready to live by myself in the university dormitory. I obeyed again.
Anyway I socialized better in the university. I got into a student group of really nice people with the same intellectual level with me and they were really very very kind. Sometimes I spent days not seeing my parents. My father stopped beating me till black and blue, though there still were cuffs and slaps and punches and he loved to kick my things and take my guitar or my computer from me or disable my music system for weeks, so I "would study better" or whatever.
It stopped one day when I took a chair and told him that if he didn't leave my room right know I'd hit him with that chair. He's a six feet tall former sportsman. But I'm actually became taller than him. I was 19 or 20 back than. But it didn't actually change a lot. He stopped going physical, but continued to mentally abuse me. And I think I was either stupid or too used to that kind of treatment.
I remember him explaining they had very little money back then, he was struggling with having a job and I was constantly failing them and he wanted to make a good person out of me. He said he did it, because he had to as a parent. And it was unpleasant for him, but I constantly made him do it. It started I think in the end of the kindergarten when I started secretly taking toys to home.
When I was 20 I met my future wife at a punk gig. Fun thing was that she turned out to not liking music much. At least as much as I did. Her mother is narcissistic and she shares a lot of narcissistic traits and ways of behavior herself, though she is not a full-blown narc our relations were very toxic and unfortunately they still are. Now it is obvious to me that my love for her appeared because in a sense she wast like my father to me and I wanted to recreate it subconciously. I had to go through some therapy to understand that. And now we're almost 19 years together and we have a daughter, she's 7 and I love her very much. I try to protect her as much as I can and though I found that I'm very much like my father in many aspects, I always remember about that to not let myself act without unconciously, so I've never raised my hand on her and I almost always talk if something goes wrong. I try to spend as much time as I can with her. She loves dinosaurs, all things about space and a lot of girly things that is fun to play too. I feel like I'm partially reliving my own childhood with her. But we constantly fight with my wife. Like every day. And it scares my daughter. And it kills me. And it kills me that I can't part ways with my wife, because I try to create loving environment at home for my daughter. Even my wife jokes that I am the mom in our family.
But now I have problems with work myself. Remember I went to the university? I had to quit it. My brilliant brain eventually collapsed. I started experiencing brain fog (or my brain became completely silent when I needed it) and a terrible attention disorder and I still do to this days. For years I was drinking a lot (like a lot), smoking, playing videogames, while still being highly functional. I'm not a closed person, I'm pretty open and look positive for the most part. Many people describe me as very empathetic and charismatic. I did some scientific work in my university, than I worked in IT while playing gigs with several bands in different genres and doing session work as a guitar player and arranger. Now I'm working in advertising and I was kinda successful in creative and production departments till recent times. But I always felt awful inside and it became worse. Was it my relationship with my wife, was it my childhood thing, was it any other factors, I don't know. Probably everything took its toll on me. All I know is that I don't have the same energy as before, I don't have aims or things I love. Well technically they exist, but nothing excites me anymore. Though I love spending time with my daughter and mindlessly noodling guitar or piano from time to time.
So I got a life, you know, but seems like couldn't escape anything. Like I was downward spiraling all this years just trying not to notice that.
During the pandemic years I quit drinking and smoking (boy, was it hard) and somehow lost interest in playing video games. I started doing sports and gradually started feeling better. But unfortunately I underwent vascular surgery and had to stop for half a year and absolutely lost the momentum. All I'm doing now is watching memes and youtube. I became terrible at my job, because I can't handle it anymore. The projects I was doing is at the end now, but I just can't get myself together to look for a new ones. And I have a mortgage to pay and it's a big sum every month.
My brain becomes silent more and more often so I started hating doing what I do. I can't be creative anymore. I hate myself. I hate my past. I hate what my family became. I'm afraid we can fuck up my daughter's future, because that is the relationship of constant fighting she sees every day. And the most terrible thing is that I found out recently that I'm in constant fear that from minute to minute my father will come home and beat the shit out of me. Can you imagine? Like WTF, seriously?
And what is the most terrible thing that makes me angry is that I don't hate my father. I love him and I know that for years I tried to make him like me. Funny thing that my mother said that she feels guilty for what happened, but now I feel only anger for what she said. She did nothing and often she started the thing with acting sad that I embarass her in school with my behavior, so my father got another reason to beat the shit out of me.
Right now she does nothing with my daughter (like doesn't call her or text her or whatever) and from time to time says that she feels guilt for that. Seems like that's her way of life: not doing what is needed to and saying that she feels guilt about that, than continue to do nothing. And I love her too. And when I meet my parents we all pretend like nothing has ever happened. I just don't participate in conversations mostly. Drinking helped in the past, but I'm not doing that anymore so I mostly keep silent at their home and detach myself in my thoughts unless somebody asks something. And I also hate that I was trying to speak with them when I was drunk and pretend that nothing has ever happened to. It feels awful and I feel no respect for myself for that.
Yet I don't hate anyone. I would like to fix relationship with my wife, I feel bad for my parents as they have their own history with their parents. But why should I understand and feel for everybody so they would continue their life like it's ok? That said starting a mess in the family may influence my daughter's life and I don't want that. I feel trapped.
The problem is that in a month I'll have no money for the next mortgage payment. But I have no energy to look for a new project to do and do it. And I have no time and money for psychotherapy. I did so much to continue my life for so many years. I just can't anymore. Recently I started experience health issues, especially after contacting COVID-19. So seems like a full house: no money, no job, no health, no love, no friends, no support, no energy, no brain. I'm not s****dal by any means. I just want to lay on a bed and do nothing forever. And I want to do it for years already actually, I just kept getting myself together, because of my daughter. But right now I feel I just literally can't anymore on every level: mental, physical or whatever.
There are more things that make it harder for me now, but I try to not make is so much over the place. And my wife doesn't want discuss it or help me, she says that I'm often get depressed and she's tired of that. That time I managed to talk to her openly she said: "Go to psychiatrist, they'll prescript you some drugs and you'll be fine". But what drugs? I've been through some shit, of course I feel sad and depressed and my constant inability to influence any of these things made feel even worse. Of course I can numb myself with prescriptive drugs, but what's the difference with the alcohol then? I don't think that there are drugs that help people to solve issues between each other or open their ears, make them respectful and wise enough to think about consequences of what they say or do.
This is the first time I tell the story of my life, so I'm sorry if this is too long to read. I just can't. I try to think things through and it seems now like I could've run away from home in the childhood, I could end my relations with my wife before we had a child, though I can't imagine not having my daughter. But what was I thinking before? I also understand Like who cares if you're smart and what is the point of having 140+ IQ and not being able to distinguish people who is good for you from those who is bad for you.
If was a cool flex for my parents to have a smart child. It is a cool flex for my wife to have a smart husband. But to me it is like a curse. I'm no smarter than anybody else. I don't even understand what is it. I can't even solve my own issues. But people around me tell me how smart and articulate I am and it creates nothing, but expectations that I don't want to fulfill.
What if I fill for divorce, because we can't come to an agreement on literally anything. Previously I was doing things her way, because it wasn't a big deal and I wanted her to smile. Then I found out that she thinks that I'm entitled to live the way she wants, to do things the way she wants, to pay for everything she wants and if I say I can't for example swap our car to something new and better right now, then I'm doing not enough money unlike husbands of her friends. Like WTF? Yes we talked through a lot, but there were so many things said and done, that I'm not even sure I want to continue with her. On the other hand if I divorce, we definitely won't come to agreement on our daughter and I'm afraid she'll make her think that I abandoned them both.
What if I call to my parents or meet them and ask all these questions about my childhood. I know my mom will start talking about how guilty she feels and whatever. And my father will try to avoid talking. Or even if he would say that he was young and stupid and didn't know what he was doing and he feels sorry for that, I don't think it would help me. And making him suffer won't help either.
It is just unfair living like this. Sometimes I read stories of other people and think "Okay, they've seemed to go through something worse than myself and still be able to proceed with their lives". But nothing actually works anymore. Again I'm not s****dal, but it is like willing to freeze, you know. Something like that.
I don't know if I have a question. I just can't cope with all this. I was writing this post for two days and don't even have the energy to read it through myself.
P.S. Excuse me for possible mistakes, English is a foreign language for me.

I am not really sure what I am expecting here but i don't know I am struggling so much so I need any help I can. I have been struggling with what I think is ADHD symptoms for a long time, I mean now that I understand it better since forever but I was a smart kid and I managed to cope, but struggling to the point of barely functioning probably since I started working. It got really bad and I finally reach the point I couldn't just dismiss it as me being lazy and searching excuses and I asker my GP about it. I live in the UK so I was put on a waiting list for a clinic but it was after lockdown so the waiting list shot up to like 5 years long. In the meantime I am struggling more and more. I already lost my job during lockdown and had to found a new one. But for the last few months it got to the point I can barely work. I spend long times sitting in front of my computer trying to do something but unable and interiorly crying and shouting insult at myself. I am always exhausted and late and do long hours to compensate or trying to anyway. My personal life is a mess and barely existant because all of my energy and time goes into trying to work and failing. I am always anxious and terrified of loosing my job and not being able to pay my rent and ending up homeless. Yet I can't save money for some reasons. Anti depressant are not enough and sometimes I am not sure I'll survive 5 years of that. I have been thinking of searching for a job more adapted to my weird brain but it means retraining and I don't have the money to do that. I don't have the money for a private diagnostic either.
Is there any thing that could help me in the meantime or anything I could do?

Has anyone worked in integrated primary care at a hospital or doctor's office? I have a background in health and behavioral medicine with special training in short term interventions/social determinants and how to work with healthcare professionals, so I am considering this route as a next step in my career.
If anyone has worked in this role, what is your day-to-day like? How many patients do you see? What are your hours/PTO like? Pay or hourly rate etc?
Thank you!

Good morning everyone.
For the past 11 years (and for the rest of her life) my wife has had a medical condition that requires her to regularly receive life-saving durable medical equipment (DME). Since her diagnosis 11 years ago, she has ordered her DME from the same company, they have billed her insurance, and she has never paid a dollar out of pocket or seen a bill. She has always had the same insurance provider, but occasionally gotten new insurance plans due to job changes, growing out of her mother’s insurance coverage, etc.
This past October 2022, she began another new job. She still has the same insurance provider, but needed to get a new plan. She pays more for this plan than she did for her previous plan, as she always opts for the best insurance plan. Since then, she has started receiving bills from this company for her DME. Her insurance should cover the DME, so we have been fighting these bills left and right, taken numerous sick days from work just to call her insurance, her specialist who prescribes the equipment, her pharmacy benefits office, and the DME company to try and figure out why we started getting bills with this new insurance plan. The initial bills (dated October ‘22 and November ‘22) have been unpaid for so long that her DME provider has now sent them to a collections agency. We have a week to pay them roughly $1,500, and they’re currently trying to stick us with another $1k bill.
Both my wife’s insurance provider and her specialists office have told us it is the DME providers fault. Apparently when my wife got her new insurance plan in October, her DME supplier was supposed to request a new prior authorization from her specialist’s office before sending the DME to us, but they never did and sent us the DME anyway. The DME provider also told my wife’s specialist’s office that they can’t and won’t bill her insurance. Apparently, the expectation now is that they bill us, we file a prescription reimbursement claim through her pharmacy benefits, they pay us, and we pay the DME provider, which is an insane amount of middleman work for us to do EVERY time we order from them.
Out of desperation, I called another DME supplier on a whim. I had them set up an account for my wife, run her insurance, and see how much it would cost for them to provide us with my wife’s DME. Lo and behold, just like it had been for the last eleven years, it was totally covered by insurance and would be shipped to us for free, which is exactly how it should be with her current DME supplier of the last 11 years. That said, we will be safe going forward, but what can we do about her original DME supplier that is wrongfully sending us bills, sending outstanding bills to collections, refusing to bill her insurance, and also failed to request a new prior authorization in October? Thank you for reading, and for your help.

Boyfriend has trapped me financially and I'm not sure what to do. I (25 F) have been dating a man (40) for six years. He owns a small business (a startup when we met) and has always thrown a lot of the work from the business onto me, while he works a full time sales job and manages his own investment properties. When we met I was living in an apartment with my young son, but my boyfriend bought that building as an investment property and moved us into his home. I also worked full time as a freight broker making a comfortable living and becoming fairly successful at it. My partner constantly nagged me about working too much, not investing in him, would pick fights when I wasn't avaliable to help him. It got to the point where I got a write up for answering his business line during work hours after he had absolutely insisted. I decided instead of risk burning bridges I'd step away, citing an inability to prioritize my customers as much as they required. Stupidly I have been working for my partner without a formal paycheck, allowing him to pay the household bills, my car payment, and working 24/7 on his projects. Answering phones, driving routes when needed, building business relationships, doing all marketing and social media, remodeling apartments, landscaping our home and his investment properties. I work constantly, but he's becoming more and more discontented. We've had some major blow up fights lately around me not providing to the household income, even though every time I've offered to go back to work he shuts it down immediately. This week we are supposed to be on a vacation we've been hyping up to my son (now 7) for months, he canceled it because he "doesn't get any help". Even though it was already paid in full just to make a point. He has started forcing his way through locked doors and refusing to allow me any privacy, and then recording me during every fight as "evidence" because he doesn't want me to be able to file any charges against him. (Not that I'm trying to, I'm not very pro cop) . Is there any way for me to salvage the years I've dumped into building a successful company? Am I entitled to any compensation for the time? I have no savings left and no idea how I'd leave and get back on my own two feet. I do not have any friends (he didn't approve of any of them) or family to fall back on.

LINK TO MESSAGE EXCHANGE https://postimg.cc/gallery/bYFHf30
Ok this is a long one. I used to work for a third party contractor once a week as a life coach/counsellor. The contractor hired me to work with vulnerable children in a school in a low socioeconomic area. I absolutely loved my job and I was very good at it. The pay was terrible though, but I genuinely wasn't doing it for the money. Last December I broke the tibia bone in my leg very badly. It was quite painful and movement obviously was very difficult. I let the contractor know straight away and I had to take one day off after the holiday break. I came back on the second week back whilst still in an excruciating amount of pain, as I didn't want to let the kids down. On my third week back I had a hospital appointment with a specialist on the one day a week that I happened to work at this school. This is when things started to go astray. The way things work here in the UK is that you have to stay with the same doctor that you first saw. This particular doctor was only open on Wednesday’s, ie the same day that I worked at this school. I tried to change my day, but there was no way to get around this. I explained this to the contractor and he accused me of lying, called me weak and said I had a “quit mentality”. Please see the attached back and forward exchange. I was completely taken aback, I don't ever expect anyone to talk to me like this and especially not someone who runs a business in an industry that safeguards children. I ended up reluctantly quitting the job via email, it was extremely bizarre that he thought he could put his foot down regarding a hospital appointment. I tried to arrange a phone call with him, but my calls and messages were ignored.
I think I was in an extremely privileged position because I wasn’t doing the job for money, it was genuinely something I did for passion. I guess that shifts the power balance. When you feel like you need a job to survive you’re willing to put up with a rude and disrespectful employer that has no regard for your health.
In addition to this, every school holiday he gets the team together for an 8 hour unpaid "catch up". Where we are expected to sit in a food court and discuss how we can be better practitioners. Like I said above I am passionate about this work, but this company in my opinion was taking advantage of it's employees' good nature. The use of emotionally manipulative language can be seen in the final exchange. I would love to hear your thoughts about our message exchange attached. I requested a call with him only to be ignored, that’s when I decided that this wasn’t a person that I wanted to work with. Thanks

I've had an app on the Google Play store for over 3 years without issue. Within weeks of each other, I received an email saying I am entitled to money from a class action lawsuit from Google. And another email saying my payments have been suspended and they need more information.
My app is a habit tracker app. All payments are made from the Android app, to Google, and they are supposed to pay us monthly.
I have submitted over five times now. Their question is:
Add details about the activity on your account. Then share your relationship with your buyers, and the business reasons for recent payments they've made to you.
Most recently I submitted this response:
This is habit tracker app, called [name].The only payments we receive are from users who want to upgrade to a premium membership, which will get them an ad free experience, and access to a premium chat group where users can talk to others who are quitting. This app has been in the app store for over 3 years without issue.
Memberships include $25 for lifetime access, or $7/month. Previous upgrades included $2/month for ad free only. Please note their country's exchange rate may vary in the exact price they pay.
And in less than an hour I receive this email:
We can't verify your payment information for the following reason(s):
•The rationale doesn’t explain the source of funds.
Please fix these issues and re-submit your information.
​
Like... wtf does that mean?? Is it only a coincidence they are having to pay us for this class action lawsuit AND are now refusing to pay us money users think is going to the developers (which btw I had nothing to do with the lawsuit. I just received a random email informing me I'm entitled to money - I don't have anything to do with the actual lawsuit).
Has anyone else experienced this issue and actually resolved it? I'm so mad I'm at the point I'd rather pull the app from the Google Play store, instead of allowing Google to profit off my hard work. Google and Apple are bullies and have a clear monopoly. They give literally 0 rational or directions, force you to only use their payment processor and pay 15-30% (most processors charge 3%), and can just take your money for no reason, if they decide they want to.
​
For those who don't know about the lawsuit - this is what the email explained:
In this class action lawsuit pending against Google, Plaintiffs claimed that Google monopolized (or attempted to monopolize) alleged markets related to the distribution of Android OS apps and in-app products, and engaged in unlawful tying conduct, in violation of U.S. and California law.
If you are a U.S. app developer that has earned not more than $2,000,000 per year selling apps and digital content in the Google Play store, you are entitled to an automatic payment ranging from $250 to amounts exceeding $200,000.

Hey everyone, I’m a relatively new hire and was hired on as a trainee for pharmacy technician. I think I am doing okay in regards to handling refills, checking patients out, doing calls, F1’s, general things like that. However I am struggling with insurance and rejection issues. I’ve been here two months and every time I have an insurance issue I have to call over a senior tech to help me and it makes me doubt my usefulness and discourages me and makes me insecure about working there. I feel like my hand is getting held for too long.
I’ve read that some people get hired and feel useless for their first six months and I kind of understand but it doesn’t really console me that much if you can understand.
Is there a better way to understand TPR issues other than hands on? I would like a little cheat sheet or something, say for:
If quantity not covered by insurance, can I change the prescription to match what insurance is saying it will cover or fax the doctor that information and have them write a new script?
If it’s throwing some random information out and then I’m supposed to pull some random four digit code like 9991 or 4444 out of my ass where can I find all those numbers to override TPRs.
Just general problem solving like that because every time insurance is an issue I have to slow down another tech to help me and I’m sure it’s annoying to them despite understanding I’m new to all this, but this is the one skill I’m lacking currently and I don’t know how else to learn more without going back to my convoluted elearnings.

Hi reddit.
Throwaway account bc it feels like a sensitive situation.
I work in a small retail store in a fairly small town. We sell fairly expensive product, though we try our best to make everything as affordable as we can. It's a nice job, I needed it when it was offered to me, I got it against all odds, and it has to do with the field I want to make a career and life in. I started out super excited and now about six months in I literally dread going to work every day. I can't wait to get out at the end of every day, just because of this one coworker.
For context, I'm 24 and work with a handful of other people including the coworker in question, who's in his 50's. When I started he seemed really nice and wanted to take me under his wing and show me the ropes. And that quickly became me doing the majority of his job while he took the credit for it, and the rest of this mess.
I already felt weird about him because his walk didn't match his talk at work. We don't have any managers but he acts like one because he orders most of our product. But he literally barely does anything until he wants to look like he is. He sits up in his corner or his office and avoids helping with customers. Every now and then when product comes in he'll act busy and huff and puff and curse under his breath as he goes past us and customers. He's gotten in trouble before for cursing and yelling when customers are in the store. Has rage fits where he's thrown expensive product over his head to "move" it and broken things doing this. And literally every other person at our company does not like him, but they don't really fire people?? So he's still here.
I don't have a car and was walking to work every day for a few months without telling anyone, because I didn't want to make anyone go out of their way. But then I started having sleeping issues and not showing up as early as I used to and people started seeing me walk around the corner. So this coworker started offering me rides, and I took them every now and then at first because it meant I didn't have to walk every day. When more people started finding out I got more offers too, but he was always the first to text me in the mornings and it was fine at first.
Since he also freelances in the field I want to go into, he started inviting me to events he was working, having me help him with his equipment while driving to venues and watch "how the old guys do it" all the while telling me stories about other girls he'd take to do this, though always with the caveat, "Never anything below the belt." And I started to really get the skeevies, have avoided these kinds of trips since.
I've been made aware that he has used the company credit card to make personal purchases -- including sex toys for his wife?? who also works in the company btw -- and have them delivered to the store, then he just pays back the company over time. And he spends WAY too much of our bosses' money anyway buying product we don't need, or buying too much product that we physically don't have space for. Like recently a buy in for a company was around $35k at max for the products we needed and he made an order for $70k including a ton of product that is over the price range we try to keep in stock for our customer base. Like stuff we probably won't sell for years. It's just gonna sit in our back room with tons of other expensive stuff we keep there "until someone asks about it" but only get pulled out for people to see them and leave.
He leaves work early all the time, has an excuse to take off almost every weekend so the rest of us always have to work them. We've handled it well, and can handle ourselves, so that bit's just annoying. But it somehow it just feels like it gets worse every day.
Because then, on days where just he and I would be working, he started bringing up sexual topics. Now I can get close to people and talk about that stuff but I have specific childhood trauma related to older men and after they'd known me for awhile I'd opened up a bit to my immediate coworkers about it. So when it happened the first time and he started talking about porn him and his wife watched and his opinions on BDSM?? I told him politely that I didn't really like to get into these conversations because I wasn't in a good spot to talk about it. He continued, and because we had hours of work left and there's not much I can do without leaving my post, I just kinda sat through it with small additions to conversation until either the phone rang or a customer came in and I had a reason to get up/leave the conversation.
Then he started inviting me to their house saying we could cook dinner and he could show me music and stuff. I haven't accepted that. Then it got to the point where he was still inviting me to events and saying I could go with him and stay at their house and just come to work the next morning.
One time my dumbass left my phone at work and walked to my roommate's job to ask to use theirs to contact coworkers because I was scared about being home alone where we live with no way to call for help if i landed in an emergency situation. He was the only one who answered and after I used my roommate's car to get home (bc they wouldn't let me walk lol) he coordinated getting my phone with my roommate and showed up to their job to ask which apartment at our complex I lived in. My roomie was like, "Oh I can take it home to them when I get off!" To which this man responded, "No, I'd feel better if I just went and dropped it off myself." I, sitting alone at home, got a knock on the door and it was him, saying, "Special Delivery!" And smiling. Very kind, I'm very appreciative, but it feels weird with the context of everything else.
I've stopped taking rides from him so much recently and I think it's upset him. He's been a lot more pissy at work. I felt bad about still taking rides from him when I felt uncomfortable, but I really wanted to stop when he showed me a song saying, "I wanted to show it to you because I know we have similar trauma." And I don't want to play trauma olympics, but this man is referring to both of us having had left the same religion in our pasts. For context, he chose to leave because it didn't sit right with him anymore. I had sex for the first time when I was 18 and had to publicly step down from my leadership position and got put through what was basically a "redemption program" I ended up defecting from because it was so dehumanizing. It felt a lil more than mildly insulting after I'd opened up to him about some of what I'd been through.
My roommates watched me go from being excited about work to not talking about it at all, and when I finally told them what was going on they won't let me take rides from him and are driving me to and from work. My other coworkers just found out he's been inviting me to stay at their house and they're appalled and trying to get me to talk to our bosses about it.
Last week one of said other coworkers went to our boss about his rage fits and that led to a non-directed talk to all of us by our owner that was basically, "We want everyone to be happy coming to work, if you're unhappy please come talk to us." But it was worded in a way where I don't think he knew it was about him.
So now I'm getting a little pressure to take my situation to them because the doors have been opened for me to do so.
I'm just scared. Because I've been through far worse and know that I can handle it, albeit my being uncomfortable. I know how to navigate situations with creepy men, I used to work restaurants in the bar scene here. But the only people with authority in our company is our owner and co owner, and they're pretty hands off because they actively work alongside everyone else too while running everything.
If I do say something, what if they don't do anything? He's made it through so many fireable offenses without being fired, how would this be any different? Plus I feel bad thinking about the prospect of someone potentially losing their livelihood just because I, a person who has been here 6 months, is uncomfortable. If I speak up and nothing happens, what if the work environment becomes more uncomfortable and hostile?
So here's my question. Should I talk to my bosses, and if so how should I go about it? Should I just stay quiet and deal with it? Is there some kind of middle ground I'm not considering?
Thank you for reading if you got this far and thank you for any advice that may be offered in advance <3

Hi,
I won't go into the details but I have a few options and I need to pick one until next year:

1. Work from home 4 days per week, work optionally in the office 1 day per week, pay around 45-50% taxes
   
2. Work from home 3 days per week, being forced to work 2 days per week in the office, pay around 40% taxes, have other advantages (financially)
   
3. Work 4-5 days in the office without self employment, pay around 30% taxes
   

Commute is 40km *2 per day, so 80km, around 1h *2, so 2 hours per day lost.
Which option would you pick? The advantage of going into the office is of course that I can see my collegues and pay less taxes, but I loose much time in the car and I don't like to pollute just because I want to earn more.

After a virtual interview round that went really well I immediately got invited to come in person the following day to “view the space and spend a couple hours”. I accepted - although unsure what it is because the word interview was not used.
I came in and found out it was a job shadow. However, it felt as if I was being taught how to do the job as one would if they were hired and went through training.
I completely understand employers wanting candidates to get a good idea and sense of what the job entails and if they are a good fit on both ends. However, I’m quite confused about how this looks moving forward. After I did 2 hours of job shadowing, I was asked how I felt and I mentioned all positive thoughts and hinting at wanting to work there ofcourse - but then I was asked if I wanted to stay longer or come in again. I was a bit confused because I’m not being paid to be there and I feel 2 hours of “job shadowing” and an initial interview is enough for them to decide if I’m someone they want/ don’t want to follow through or instead invite me for another interview. I accepted to come in again but also said I will send an email with questions or concerns within the week which I did earlier today. The email included questions about the job shadowing and timeline of a decision for employment.
Anyway, I would like to gather some insight or thoughts you may have regarding my situation. I felt weird pressure to come back and did not feel comfortable to ask why are you not paying me or why are you avoiding telling me when you will decide to hire me or not. I have never done job shadowing either as part of interview or hiring processes.
Also- this is an entry level position.

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