Clearview credit union moon twp

Just got into laborers union they have a great pension plan. Still younger 23 years old….I’ve got 12k that I can withdraw from my 401k from old company. 4K in credit card debt (2 cards maxed), 3k left on car, 1,200 left for mechanic bill, and mortgage 110k. About 3,500 in monthly expenses. Considering cashing out my 401k to pay off my credit card and mechanic bill. But I know how important it is to start a Roth early and I think putting 12k in there is a good jump start. But my credit is shot I have lots of missed payments on my history and I’m worried it’s gonna impact my future having all these missed payments and debt.

I'm moving here from Texas this summer. I have a job and housing. I also have some general questions about the city.
Do y'all drink tap water?
My place doesn't have air conditioning. I'm no stranger to hot summers. But wondering what it is like on very hot summer days.
Which grocery store in town is the best? Is Winco a good store for produce? Is Trader Joe's reasonably priced? This might be a silly question, but do people just walk to the grocery store?
Which credit union would you recommend?
If I want to buy a new car, is it better to buy it in Corvallis or Eugene?
How safe is this city at night if you're walking or biking alone? What are some parts of the city where I shouldn't walk or bike alone?
I recently found out that U-turns or only legal when explicitly stated on a sign. Any other Oregon-specific driving laws I should know?
What is Osborne Aquatic Center like? Would you recommend it to a middle aged female or is it mostly overrun by children?
How is the Y in Albany? Any other options for gyms with a good weight room and a pool?
Where can I learn to play pickleball?
Where can I learn to paddleboard?
Is there a good gun range in town?

I have dyscalculia (math learning disability), making anything involving numbers (and finances) impossible to comprehend. It is embarrassing. I've been struggling with my current vehicle situation for a while and have put off dealing with it. I've always leased my cars because I don't want the hassle of maintaining them, and I like getting a new car every three years. With the current car market, I'm lost on what to do. I could buy my current lease (a 2020 Jeep Cherokee, which is up June 2023) or lease something new. My car only has 18688 miles on it and is in pretty great condition regarding wear and tear. I like the car, though I'd like to get a new one for the above reasons. But I don't want to overpay for something I don't love or overpay for my 2020 car. I am trying to be smarter with these things. Here is what I have so far...
I called my current leasing company and was told the following:
The buyout price on my lease, as per the lease contract, is a little over 19K
1658.41 sales tax
The total financed would be 20925 at 8.89% interest/75 months for 365 a month (I also have to call my bank, a credit union, because their interest rate should be a little better).
If I purchase mechanical breakdown insurance, it will expire in 2027 and bring my monthly payment to $389
There is no pre-pay penalty.
To lease something new (another Jeep), I'd pay close to 4k down (tax/title/mv fees only) with a monthly payment in the high 300's. I priced a Jeep Compass today and didn't love it. The sticker price was 42k, and I got him down to 399 a month from 499 with 7500 miles per yea39-month/only tax title/MV fees down. He wouldn't break down what incentives I was getting on the deal, and he was pushing a model I didn't want, so I left.
(For the record, I pay 285 a month for my current lease. I put extra money down at the time to get that payment lower, which was probably dumb. Going from $285 to anything over $400 for another lease just doesn't feel good.
Are these deals similar? Does one make more sense financially? Am I making a huge mistake if I buy my current lease (or decide to lease something new)? I just don't know, and my brain cannot figure this out. Can anyone please help me? Thank you!

Hi everyone, one more post about emergency funds. There are many posts on the forum related to this topic

• https://www.reddit.com/PersonalFinanceCanada/comments/yxstv5/lets_talk_about_emergency_funds/
• https://www.reddit.com/PersonalFinanceCanada/comments/q7z1jp/where_do_you_put_your_emergency_funds/
• https://www.reddit.com/PersonalFinanceCanada/comments/11ftxtm/where_do_you_keep_your_emergency_fund/
• https://www.reddit.com/PersonalFinanceCanada/comments/101drf7/should\_my\_emergency\_fund\_be\_in\_something\_othe

but they mostly discuss overall ideas, however I want to focus on some practical ways.
Consider all my accounts full: TFSA, RRSP, HFSA
Where do you keep your emergency fund / short term investment when saving for a home deposit - give me names and your real life examples

• HISA - jumping from one offer of the bank to another?
  • It looks attractive, but on practice there are not that many offers available at the same time. I used to use Simplii, but the offer is gone. Signed up with Scotia bank, but their offer is garbage is quite tricky (https://www.scotiabank.com/ca/en/personal/bank-accounts/savings-accounts/momentum-plus-savings-account.html?cid=ps_MPSA-BR-EN_1_0_001_BNS-23-004_1122&gclid=Cj0KCQjw4NujBhC5ARIsAF4Iv6c1WEw_HD6z9Xgq8-TONhyFYebYE3jaOM5DCSemWfNYCgKr4UMG42EaAjkTEALw_wcB&gclsrc=aw.ds) in reality you get around 4.4% and you need to lock your money - aka GIC.
• Short term GIC 1-3 months
  • Major banks don't offer good GICs and you need to shop around elsewhere - https://www.nerdwallet.com/ca/banking/best-short-term-gic-rates
    • Some credit unions give you good rates for short term, but it feels like it's a bit tricky to allocate money with them
  • Questrade gives good offers for 3 months - https://www.questrade.com/docs/librariesprovider7/default-document-library/questrade_bonds_list.pdf , but they have withdrawal fee 20$ https://www.questrade.com/pricing/questwealth-portfolios-fees/administrative so you need to make at least 20$ with your investment to make sense of it in a case of - withdrawal
• EQ bank
  • 2.5% rate - seems to be quite small
• CASH.TO - https://horizonsetfs.com/ETF/cash/
  • Invest in CASH.TO via wealthsimple. as far as I understand the real Yield you can expect only after 1 year and not monthly?

Any other options? Did I miss something?

I’m trying to find information to see if Truist will close your bank account if you have credit cards through them as well and file a chapter 7 ? I know some credit unions do, but I can’t seem to find a solid answer and don’t want to be caught off guard. Anyone have experience with this?

Im in a bad place financially right now and will probably have an eviction filled because I am approaching two months late. I should be able to pay everything before the court date and have it dropped but the leasing office told me it will stay on my record forever even if it is dropped. How badly will this affect me in the future? I just received a new job so I will be able to make timely payments in the future. My anxiety has me assuming the worst tho.
Edit: I am in NC.
And before it is suggested: my job will not give me an advance. I also have poor credit from being financially unstable since 2020, and have already tried getting a loan from my bank and credit union.

Im in a bad place financially right now and will probably have an eviction filled because I am approaching two months late. I should be able to pay everything before the court date and have it dropped but the leasing office told me it will stay on my record forever even if it is dropped. How badly will this affect me in the future? I just received a new job so I will be able to make timely payments in the future. My anxiety has me assuming the worst tho.
And before it is suggested: my job will not give me an advance. I also have poor credit from being financially unstable since 2020, and have already tried getting a loan from my bank and credit union.

Note: This is a short story that was stuck in my head so I had to write it down, if you like it I'll continue with the story. I know I'm not the best story teller but hopefully I'm improving slowly but surely
---------------------
​
[Imperial War-fleet Ship: Vengeance]
[Class: Reconnaissance Vessel]
“Captain, scanners indicate an inhabited system nearby”
“All stop helmsman! Computer engage stealth protocol 3. Lieutenant Grr’al scan the system and its surrounding space, I want to know if this is a Star-Union system now!”
“Aye Captain… initial scans show no sign of the enemy, the techno-signature are far too primitive to be Union tech sir. The system appears to be inhabited by an unknown species, mainly concentrated on the third planet with two small bases located on the third planet’s moon and the other base on the fourth planet. I recommend sending a level 5 probe to gather more intel captain”
“Agreed, send the probe when it’s ready Lieutenant and continue scanning for hostiles. Helmsman Bii’rh position the ship behind the closest gas giant and initiate silent running protocols”
…
“The probe is experiencing some sensor difficulty due to unusual solar activity captain but I’ve managed to correct the issues. Receiving data now… The base on the fourth planet has a population of just over 100 lifeforms, the base on the third planet’s moon has a population of just under 30 lifeforms all of the same species, the population of the third planet is enormous and made out of multiple different species captain, approximately 10 billion of the inhabitants are of the same species detected on the forth planet and the moon. I think this is the home system of a pre-contact species sir”
“10 billion!? What are their defensive capabilities Lieutenant?”
“Pitiful sir, they have no force-field technology, their space ships are completely unarmed and they appear to use projectile weaponry, the only real threat are their numerous nuclear weaponry which we could disable with a simple cyberattack”
“Ensign paa’xl send a priority 2 message to Imperial command, tell them we’ve found 10 billion new soldiers for the Star-Union war. Lieutenant locate all of their military insulations and instruct the probevaporize them, I don’t want a single military base left intact. Once that’s done upload the doomsday AI to their networks”
“Sir the probe can’t get a weapons lock, the local star is putting out too much interference and it’s increasing”
“Relay the probe’s data to the ships weapon systems and fire!”
“We’re too far away, our weapons would vaporize half the planet at this range and if we got closer our sensors would also be affected by the solar interference captain”
“Use asteroids if you must! I want those military bases destroyed before we begin the invasion”
“Aye Captain!”

Damn it, lost a day! Had Memorial Day off but got fucked (mandated to work) on Saturday. Threw off the timing. Super-rare Wednesday edition!
Good afternoon. Brief listing of CAREER JOBS pulled from usps.com/careers/ for your convenience. Tell HR User_3971 sent you, let's see if they pay more than .25¢ per head. NOTE: Maintenance jobs are drying up - the In Service Register may finally be seeing results for our already career people.
Some jobs may be part-time regular however all listed jobs should qualify for federal benefits from day one. To save text I have only listed the location and date of posting for each. Use the posting number for your search term. LC and MM are entry-level Maintenance. Here is a Maint overview and here is Exam 955 info. You can DO it!
​
NOTE: USPS NEVER charges a fee for entrance exams. If payment is requested during the application process, walk the fuck away, go to usps.com/careers/ and APPLY THERE. We even has a video walkthrough prepared.
​
Laborer Custodial:
CHARLEVOIX MI NC11370316 05/27/2023
OMAHA NE NC11369343 05/27/2023
SAN JOSE CA NC11365062 05/27/2023
KIRKLAND WA NC11367251 05/27/2023
COLUMBUS OH NC11371903 05/27/2023
FORT WASHAKIE WY NC11369073 05/27/2023
YUBA CITY CA NC11367214 05/25/2023
MOUNT IDA AR NC11361986 05/20/2023
BRATTLEBORO VT NC11374752 05/31/2023
BENTON HARBOR MI NC11371533 05/27/2023
PETALUMA CA NC11371537 05/27/2023
CATASAUQUA PA NC11371600 05/27/2023
EL CENTRO CA NC11371615 05/27/2023
HAMBURG PA NC11371700 05/27/2023
SAINT LOUIS MO NC11371707 05/27/2023
HAZELWOOD MO NC11371718 05/27/2023
WAUKESHA WI NC11371854 05/27/2023
GREEN BAY WI NC11371863 05/27/2023
SAINT LOUIS MO NC11371870 05/27/2023
AUSTIN TX NC11371871 05/27/2023
YUBA CITY CA NC11371908 05/27/2023
EAST HAMPTON NY NC11371909 05/27/2023
PEEKSKILL NY NC11371527 05/27/2023
PEEKSKILL NY NC11371421 05/27/2023
MACHIAS ME NC11371418 05/27/2023
SAN MATEO CA NC11371915 05/27/2023
WILLMAR MN NC11371410 05/27/2023
CUPERTINO CA NC11370120 05/27/2023
WARSAW IN NC11369259 05/27/2023
BISMARCK ND NC11369191 05/27/2023
DES MOINES IA NC11369059 05/27/2023
URBANDALE IA NC11369055 05/27/2023
DES MOINES IA NC11369050 05/27/2023
BUFFALO GROVE IL NC11368995 05/27/2023
SANTA ANA CA NC11365065 05/27/2023
CATASAUQUA PA NC11367255 05/25/2023
HAMBURG PA NC11367254 05/25/2023
WHITE RIVER JUNCTION VT NC11371417 05/27/2023
WEST CHICAGO IL NC11368968 05/27/2023
​
Maintenance Mechanic:
WEST PALM BEACH FL NC11367250 05/27/2023
PONTIAC MI NC11370630 05/27/2023
MINNEAPOLIS MN NC11371348 05/27/2023
NEW YORK NY NC11370543 05/27/2023
EAGAN MN NC11369434 05/27/2023
BIRMINGHAM AL NC11369105 05/27/2023
DES MOINES IA NC11369114 05/27/2023
WICHITA KS NC11369186 05/27/2023
PHOENIX AZ NC11364942 05/27/2023
JACKSONVILLE FL NC11370197 05/27/2023
HARRISBURG PA NC11369187 05/27/2023
COLUMBUS OH NC11370181 05/27/2023
CAROL STREAM IL NC11363416 05/27/2023
BOSTON MA NC11370175 05/27/2023
BETHPAGE NY NC11371414 05/27/2023
SAINT LOUIS MO NC11371828 05/27/2023
MEMPHIS TN NC11371737 05/27/2023
MELVILLE NY NC11371742 05/27/2023
JERSEY CITY NJ NC11371729 05/27/2023
​
Special! Interesting Maintenance Jobs: (may be skills required)
​
Maintenance Mechanic MPE:
FARGO ND NC11371325 05/27/2023
WEST FARGO ND NC11371173 05/27/2023
COLUMBUS OH NC11370161 05/27/2023
WHITE RIVER JUNCTION NC11371671 05/27/2023
EAGAN MN NC11369373 05/27/2023
WICHITA KS NC11369179 05/27/2023
MINNEAPOLIS MN NC11371319 05/27/2023
ELK GROVE VILLAGE IL NC11370043 05/27/2023
​
Building Equipment Mechanic:
FACILITY MAINTENANCE MECHANIC - MERRIFIELD VA NC11371531 05/27/2023
BELLMAWR NJ NC11368795 05/27/2023
MINNEAPOLIS MN NC11368549 05/27/2023
​
General Clerk VMF:
TULSA OK NC11367091 05/24/2023
MIAMI FL NC11365300 05/30/2023
WEST PALM BEACH FL NC11365247 05/30/2023
​
Tool & Parts Clerk:
MIAMI FL NC11365302 05/30/2023
​
Garage Assistant:
HOUSTON TX NC11368988 05/26/2023
Electronic Technician:
BROCKTON MA NC11370302 05/27/2023
ROCHESTER NY NC11371416 05/27/2023
ELK GROVE VILLAGE IL NC11370150 05/27/2023
JACKSON MS NC11366836 05/27/2023
TRENTON NJ NC11369363 05/27/2023
​
NON-Maintenance jerbs:
​
SALES,SVCS/DISTRIBUTION ASSOC:
LINDEN TN NC11359072 05/18/2023
OCEAN BEACH NY NC11370230 05/27/2023
LANAI CITY HI NC11363428 05/20/2023
DAYTON TX NC11362387 05/22/2023
MEMPHIS MO NC11370238 05/29/2023
JACKMAN ME NC11367260 05/25/2023
ILIAMNA AK NC11371701 05/27/2023
CHENOA IL NC11361153 05/19/2023
BUNA TX NC11362381 05/22/2023
BOLINAS CA NC11368368 05/25/2023
PRESIDIO TX NC11360896 05/19/2023
PALACIOS TX NC11362377 05/22/2023
KOTZEBUE AK NC11371704 05/27/2023
ROCKSPRINGS TX NC11361161 05/19/2023
MILLERSBURG PA NC11370506 05/27/2023
EAGLE BUTTE SD NC11367304 05/29/2023
S YARMOUTH MA NC11370685 05/27/2023
CHARLESTON TN NC11371307 05/27/2023
BERRYVILLE AR NC11360673 05/19/2023
RANDLE WA NC11367126 05/24/2023
PECONIC NY NC11370190 05/27/2023
MARSHALL AR NC11360674 05/19/2023
ELK MOUND WI NC11369091 05/25/2023
BOW WA NC11367586 05/25/2023
BASSETT NE NC11366996 05/24/2023
ADDY WA NC11367447 05/25/2023
WEST CHATHAM MA NC11368584 05/27/2023
WEBBERVILLE MI NC11360764 05/19/2023
PONCE DE LEON FL NC11367045 05/24/2023
MARENGO IL NC11369368 05/26/2023
KETCHIKAN AK NC11373327 05/30/2023
HOMEWOOD CA NC11368364 05/25/2023
HIGHLAND MD NC11372890 05/30/2023
FLANDREAU SD NC11367252 05/25/2023
BELGIUM WI NC11366636 05/24/2023
BATH MI NC11360766 05/19/2023
LOS GATOS CA NC11368369 05/26/2023
EDGECOMB ME NC11367253 05/25/2023
​
City Carrier:
OAKLAND CA NC11365498 05/28/2023
PITTSBURGH PA NC11365454 05/28/2023
AURORA CO NC11365555 05/28/2023
BARRINGTON IL NC11370311 05/29/2023
CAMBRIDGE MA NC11370380 05/27/2023
CINCINNATI OH NC11365482 05/28/2023
COLUMBUS OH NC11365496 05/28/2023
COVINGTON KY NC11371919 05/27/2023
DENVER CO NC11366882 05/28/2023
DULUTH MN NC11362480 05/30/2023
EAST PALO ALTO CA NC11368607 05/26/2023
FREMONT CA NC11370500 05/27/2023
HALF MOON BAY CA NC11367133 05/25/2023
HOPKINS MN NC11367637 05/25/2023
JAMAICA PLAIN MA NC11365301 05/28/2023
KANSAS CITY MO NC11365461 05/28/2023
LONGMONT CO NC11364941 05/30/2023
MENLO PARK CA NC11367127 05/25/2023
MINNEAPOLIS MN NC11365468 05/28/2023
MISSION KS NC11366896 05/28/2023
REDWOOD CITY CA NC11367129 05/25/2023
RICHMOND CA NC11361984 05/24/2023
RICHMOND CA NC11370511 05/27/2023
SAN FRANCISCO CA NC11365552 05/28/2023
SANTA BARBARA CA NC11371344 05/27/2023
WALTHAM MA NC11365314 05/28/2023
WATERTOWN WI NC11367306 05/24/2023
WESTMINSTER CO NC11372881 05/30/2023
WESTMINSTER CO NC11372888 05/31/2023
WHEAT RIDGE CO NC11372884 05/30/2023
WOBURN MA NC11370383 05/27/2023
BURLINGAME CA NC11367093 05/25/2023
DENVER CO NC11365625 05/28/2023
FORT DODGE IA NC11367454 05/31/2023
GLENSHAW PA NC11367256 05/26/2023
SAN BRUNO CA NC11367213 05/25/2023
SCOTTDALE PA NC11367257 05/26/2023
ALBANY NY NC11370227 05/27/2023
BELMONT CA NC11366923 05/25/2023
CONCORD NH NC11370243 05/27/2023
DENVER CO NC11365557 05/28/2023
FLORENCE KY NC11371918 05/27/2023
LAKEWOOD CO NC11366843 05/28/2023
LOS GATOS CA NC11368374 05/26/2023
LOUISVILLE KY NC11365467 05/28/2023
LOWELL MA NC11370408 05/27/2023
MADISON WI NC11365493 05/28/2023
MOUNT HOREB WI NC11368738 05/26/2023
SAINT PAUL MN NC11365480 05/28/2023
SAN MATEO CA NC11367212 05/25/2023
SOUTH BEND IN NC11370168 05/26/2023
UNION GROVE WI NC11368781 05/26/2023
ASPEN CO NC11369062 05/26/2023
BELVEDERE TIBURON CA NC11372865 05/30/2023
BILLERICA MA NC11370249 05/27/2023
BILLINGS MT NC11367481 05/25/2023
BOULDER CO NC11353373 05/28/2023
BOULDER CO NC11365053 05/29/2023
CEDARBURG WI NC11367207 05/24/2023
CHELSEA MA NC11365307 05/28/2023
COHOES NY NC11367097 05/29/2023
CORTE MADERA CA NC11372872 05/30/2023
CRESSON PA NC11367258 05/26/2023
FARGO ND NC11366936 05/29/2023
INDIANAPOLIS IN NC11365459 05/28/2023
LACONIA NH NC11370526 05/27/2023
LAWRENCE MA NC11370401 05/27/2023
LITTLETON CO NC11366840 05/28/2023
MALDEN MA NC11365310 05/28/2023
MILLBRAE CA NC11367211 05/25/2023
NEWPORT KY NC11372004 05/27/2023
NORTHGLENN CO NC11366639 05/28/2023
PACIFICA CA NC11367168 05/25/2023
SAN CARLOS CA NC11367164 05/25/2023
SAN JOSE CA NC11365554 05/28/2023
SANTA CLARA CA NC11368650 05/26/2023
SARATOGA SPRINGS NY NC11367451 05/27/2023
SUNNYVALE CA NC11368652 05/26/2023
WATERTOWN WI NC11367220 05/24/2023
CENTRAL SEATTLE WA NC11366942 05/28/2023
NORTH SEATTLE WA NC11366940 05/28/2023
SOUTH SEATTLE WA NC11366849 05/28/2023
​
Rural Carrier:
KNOXVILLE TN NC11372862 05/30/2023
GORHAM ME NC11370153 05/26/2023
BARRINGTON NH NC11370412 05/27/2023
BRIGHTON CO NC11372903 05/30/2023
AMERY WI NC11370225 05/26/2023
​
Motor Vehicle Operator:
ALBANY NY P&DC NC11371435 05/27/2023
DVD BLDG NJ P&DC NC11371439 05/27/2023
OAKLAND CA P&DC NC11371661 05/27/2023
RALEIGH NC P&DC NC11371445 05/27/2023
SEATTLE WA P&DC NC11371654 05/27/2023
MORGAN NY P&DC NC11371442 05/27/2023
PORTLAND OR P&DC NC11371664 05/27/2023
SAN JOSE CA P&DC NC11371658 05/27/2023
SAN JUAN PR P&DC NC11371880 05/27/2023
MARGARET SELLERS P&DC NC11371651 05/27/2023
​
Tractor Trailer Operator:
LANCASTER PA P&DC NC11371431 05/27/2023
NEW JERSEY NDC NC11358892 05/27/2023
NORTH READING P&DC NC11371432 05/27/2023
SPRINGFIELD NDC NC11371434 05/27/2023
MICHIGAN METROPLEX MI P&DC NC11371623 05/27/2023
SALT LAKE CITY UT P&DC NC11371617 05/27/2023
SAN FRANCISCO CA P&DC NC11371542 05/27/2023
CAROL STREAM IL P&DC NC11371705 05/27/2023
DENVER CO P&DC NC11371611 05/27/2023
KCMO MO P&DC NC11371703 05/27/2023
OAKLAND CA P&DC NC11371538 05/27/2023
SAN FRANCISCO NDC NC11371541 05/27/2023
SEATTLE WA P&DC NC11371547 05/27/2023
SEATTLE WA P&DC NC11371601 05/27/2023
TACOMA WA P&DC NC11371609 05/27/2023
DES MOINES IA P&DC NC11371702 05/27/2023
EVANSVILLE IN P&DC NC11371709 05/27/2023
DVD BLDG NJ P&DC NC11354736 05/27/2023
SYRACUSE NY P&DC NC11371433 05/27/2023
NORTHERN NJ P&DC NC11358893 05/27/2023
​
No experience necessary for the laborer custodial or maintenance mechanic positions. It helps on the interview but you can surely think of maintenance related experience to relay for an interview. Based on fixing things around your house, the car etc. Always mention working safely.
​
Pro tip: You can apply for any job that has an exam opening and the test is administered local to yourself. Make sure you're serious and score decently; you can turn down the job offer. Keep a physical copy of your exam score, I believe they are good for two years.
The reason is: These job postings can be posted externally at capacity for testing, meaning they will not allow you to take the exam if they have enough qualified applicants. However, if you have a test score on the books, you are a qualified applicant.
​
Explanation of MVO/TTO to save time:
MVO= CDL B Can only drive box trucks on public roads, can drive anything for moves on postal property.
TTO= CDL A Can drive anything.
​
USPS provides the training. (Maintenance jobs at least. TTO and management...GOOD LUCK)
​
You don't have to be crazy to work here. We'll train you. Everything but proper email usage.

I just moved to Hoboken and was walking down a street at night when I was approached by a man who asked if I bank with Chase.
I said yes but kept walking. He continued walking beside me and made up a story about how he needs me to deposit a check because his account is overdrawn (makes no sense). There was a Chase ATM coming up on the street and his tone became increasingly urgent and threatening as we got closer. At that point, there was an implied threat and I decided it would be safer to do what he wants and leave rather than risk physical harm.
I put my debit card in the ATM and he shoved a $900 check in and deposited it into my account. Then he told me to withdraw and give him $900 cash from my account. I'm expecting the check to bounce.
I immediately called the Chase debit card fraud number and told them what happened. They deactivated my debit card and credited me $900 while they investigate. I went to the police station and filed a report.
Has anything like this happened to you?
So far, one person has reached out to me saying the same thing happened to them about 30 minutes away. Their description matched the guy who did it to me, and the name and bank on the fraudulent check matched as well. Please message me if the description and bank info looks familiar so that it might help the police in their investigation.
The perpetrator was a tall black male, wearing an N95 style covid mask.
The check is from a "Harris Michael" and the bank it's from is Bethpage Federal Credit Union. The amount is $900.

Hello, need some legal advice. Last week I purchased a car with my bank check & an auto draft from my credit union for $15000. Today, the car dealership texted me asking if I still had the actual check and that they have a copy of it (not sure why they have a copy of my check). I told them no. They asked me to sign the copy of the check(which isn’t legal) I told them I’d call my bank, the bank told me that they better find it. Should I contact a lawyer? I feel like since I signed the contract I shouldn’t have to do anything.

I moved from Houston to Chicago almost a year ago, so I've been debating finally moving my accounts from the credit union I belong to in Texas. Currently I have a high yield checking account, which is why I do not want to move my finances, but have been debating moving to a Sofi high yield savings so I can earn interest on my emergency fund (along with having a easier way to split my tattoo fund from my other money). I would earn more interest with the sofi account, but I'm worried what would happen if I had a situation that normally requires you go into a member branch. Does anyone have thoughts on online banks? Earning interest on savings v. Checking? Other ideas?

Studio Version SUGGESTED SCALE: 1-4: Not good. Regularly skip. 5: It’s okay, but I might have to be in the right mood to listen to it. 6: Slightly better than average. I won’t skip it, but I wouldn’t choose to put it on. 7: This is a good song. I enjoy it quite a bit. 8-9: Really enjoyable songs. I rank them pretty high overall. 10: Masterpiece, magnum opus, or similar terminology.
Different Gear, Still Speeding - (Average: 6.57/10)
1) Four Letter Word - 7.84/10
2) Millionaire - 6.87/10
3) The Roller - 7.62/10
4) Beatles And Stones - 6.50/10
5) Wind Up Dream - 6.30/10
6) Bring The Light - 5.68/10
7) For Anyone - 5.00/10
8) Kill For A Dream - 6.66/10
9) Standing On The Edge Of The Noise - 6.05/10
10) Wigwam - 5.58/10
11) Three Ring Circus - 5.50/10
12) The Beat Goes On - 8.44/10
13) The Morning Son - 7.36/10
Singles/Bonus
1) Man Of Misery - 4.86/10
2) Sons Of The Stage - 6.92/10
3) World Outside My Room - 6.88/10
4) Two Of A Kind - 4.12/10
5) In The Bubble With A Bullet - 7.46/10
6) Across The Universe - 7.71/10
Noel Gallagher's High Flying Birds - (Average: 8.12/10)
1) Everybody's On The Run - 8.86/10
2) Dream On - 7.04/10
3) If I Had A Gun... - 9.33/10
4) The Death Of You And Me - 8.52/10
5) [I Wanna Live In A Dream In My] Record Machine - 7.75/10
6) AKA... What A Life! - 8.14/10
7) Soldier Boys And Jesus Freaks - 7.08/10
8) AKA... Broken Arrow - 8.42/10
9) [Stranded On] The Wrong Beach - 8.60/10
10) Stop The Clocks - 7.50/10
Singles/Bonus
1) A Simple Game Of Genius - 9.32/10
2) Alone On The Rope - 9.13/10
3) The Good Rebel - 7.05/10
4) Let The Lord Shine A Light On Me - 9.33/10
5) I'd Pick You Every Time - 6.70/10
BE (Average: 6.87/10)
1) Flick Of The Finger - 8.67/10
2) Soul Love - 7.07/10
3) Face The Crowd - 6.00/10
4) Second Bite Of The Apple - 4.87/10
5) Soon Come Tomorrow - 7.41/10
6) Iz Rite - 7.22/10
7) I'm Just Saying - 7.16/10
8) Don't Brother Me - 5.50/10
9) Shine A Light - 5.77/10
10) Ballroom Figured - 8.00/10
11) Start Anew - 7.96/10
Singles/Bonus
1) Dreaming Of Some Space - 3.33/10
2) The World's Not Set In Stone - 5.72/10
3) Back After The Break - 7.23/10
4) Off At The Next Exit - 8.31/10
5) Girls In Uniform - 5.28/10
6) Evil Eye - 7.05/10
Chasing Yesterday (Average: 8.33/10)
1) Riverman - 9.01/10
2) In The Heat Of The Moment - 8.03/10
3) The Girl With X-Ray Eyes - 7.62/10
4) Lock All The Doors - 8.11/10
5) The Dying Of The Light - 9.16/10
6) The Right Stuff - 8.60/10
7) While The Song Remains The Same - 8.51/10
8) The Mexican - 6.91/10
9) You Know We Can't Go Back - 8.39/10
10) Ballad Of The Mighty I - 8.99/10
Singles/Bonus
1) Do The Damage - 7.15/10
2) Revolution Song - 7.47/10
3) Freaky Teeth - 7.89/10
4) Leave My Guitar Alone - 7.12/10
5) Here's A Candle (For Your Birthday Cake) - 6.25/10
As You Were (Average: 7.77/10)
1) Wall Of Glass - 7.92/10
2) Bold - 8.15/10
3) Greedy Soul - 7.78/10
4) Paper Crown - 8.11/10
5) For What It's Worth - 8.12/10
6) When I'm In Need - 6.48/10
7) You Better Run - 6.95/10
8) I Get By - 7.32/10
9) Chinatown - 7.08/10
10) Come Back To Me - 8.58/10
11) Universal Gleam - 7.63/10
12) I've All I Need - 9.12/10
Singles/Bonus
1) Doesn't Have To Be That Way - 7.50/10
2) All My People / All Mankind - 6.15/10
3) I Never Wanna Be Like You - 5.62/10
Who Built The Moon? (Average: 6.94/10)
1) Fort Knox - 6.92/10
2) Holy Mountain - 7.44/10
3) Keep On Reaching - 6.99/10
4) It's A Beautiful World - 7.43/10
5) She Taught Me How To Fly - 9.26/10
6) Be Careful What You Wish For - 5.90/10
7) Black & White Sunshine - 6.53/10
8) Interlude (Wednesday Part 1) - 5.15/10
9) If Love Is The Law - 7.38/10
10) The Man Who Built The Moon - 8.56/10
11) End Credits (Wednesday Part 2) - 4.75/10
Singles/Bonus
1) Dead In The Water - 8.90/10
2) God Help Us All - 7.64/10
Black Star Dancing (Average: 6.86/10)
1) Black Star Dancing - 6.34/10
2) Rattling Rose - 6.40/10
3) Sail On - 7.83/10
Why Me? Why Not. (Average: 7.66/10)
1) Shockwave - 7.32/10
2) One Of Us - 8.33/10
3) Once - 9.25/10
4) Now That I've Found You - 7.33/10
5) Halo - 6.48/10
6) Why Me? Why Not. - 7.95/10
7) Be Still - 7.97/10
8) Alright Now - 7.00/10
9) Meadow - 6.57/10
10) The River - 7.68/10
11) Gone - 8.43/10
Singles/Bonus
1) Invisible Sun - 7.25/10
2) Misunderstood - 8.50/10
3) Glimmer - 6.50/10
4) All You're Dreaming Of - 8.84/10
This Is The Place (Average: 6.81/10)
1) This Is The Place - 7.53/10
2) A Dream Is All I Need To Get By - 8.22/10
3) Evil Flower - 4.69/10
Blue Moon Rising (Average: 6.53/10)
1) Blue Moon Rising - 5.96/10
2) Wandering Star - 6.81/10
3) Come On Outside- 6.83/10
Back The Way We Came: Vol 1 (2011–2021)
1) We're On Our Way Now - 8.55/10
2) Flying On The Ground - 8.42/10
C'mon You Know
1) More Power - 7.56/10
2) Diamond In The Dark - 8.44/10
3) Don't Go Halfway - 6.58/10
4) C'mon You Know - 5.69/10
5) Too Good For Giving Up - 7.84/10
6) It Was Not Meant To Be - 6.47/10
7) Everything's Electric - ?